We find that many of our clients were previously unaware that the Internal Revenue Service allows you to utilize your qualified funds (IRAs, 401k, Defined Benefit Plans, etc) to invest in non-traditional assets such as real estate and small business.
An IRA is really just a personal savings account that allows you to contribute annually for your retirement savings. It provides either a tax-deferred or tax-free way of saving for retirement. There are many different types of IRA accounts, though traditional and Roth IRAs are the most common.
The primary benefit of a Self-Directed IRA is that it allows you to invest in both traditional and non-traditional assets. Whether you choose to use professional investment guidance or not, no matter what your Investment choices are – you are in control of your future!
What Types of Plans Can Be Self-Directed
When you make the decision to Self-Direct your retirement funds, you give yourself control over how, when, and where you build your wealth. Any of the following accounts can be set-up as or converted to a Self-Directed plan:
- Traditional IRAs
- Roth IRAs
- SEP IRAs
- SIMPLE IRAs
- Defined Benefit Plans
- Education Savings Accounts (ESA)
- Health Savings Accounts (HSA)
With a Self-Directed Plan a whole world of investment opportunities opens up including traditional and non-traditional investments such as real estate, life settlement policies, mortgages notes, trust, deeds, private partnerships, private placements, timeshare units and limited liability companies. However the IRS does prohibit the following investments:
- Life Insurance for yourself
- Collectibles: Art, Antiques, Rugs, Gems, Stamps, etc..
- Metals (except Gold, Silver & Palladium Bullion)
- Coins (except US Minted Gold or Silver Eagle)
- Alcoholic Beverages
- Sub-Chapter S Corporations
In addition to some prohibited investments, your plan can be disqualified for improper use of your IRA or other self-directed account by you, your beneficiary, or any disqualified person including any of the following direct or indirect transactions:
- Purchasing property currently owned by you
- Using your account as security on a loan
- Borrowing money from your account
- Selling personal property to account
- Purchasing real Estate for present use
- Receiving payments for income generated from assets owned in your self-directed account
Are you satisfied with the returns you are getting in your retirement accounts?
Do you wonder how you’re ever going to be able to retire when you’re getting 3%, or 2%, or 1% a year, or even less, from your money market accounts, your CDs, and your government bonds?
(BY THE WAY, THAT IS LESS THAN THE RATE OF INFLATION, WHICH MEANS YOU ARE ACTUALLY LOSING MONEY AT THOSE CURRENT RATES OF RETURN!)
Are you tired of the constant roller coaster of the stock market, and wondering where you can find steady, consistent double-digit returns and cash flow each month?
Have you wondered how you can take advantage of the foreclosure crisis?
Those are some of the most common questions I ask my clients, now you can find the answers to ALL of them in one place.
We will share with you exactly how you can use your retirement funds to safely and securely invest in completely turnkey cash flow properties that generate cash returns of at least 10% each year just from the rent.
No more wondering how you can earn more than 1% a year in your retirement accounts without taking on enormous risk. No more volatility with the value of your portfolio dropping in half one year and doubling the next. And no more watching others profit from the foreclosure crisis when YOU should be the one profiting from it!
Remember, the definition of insanity is continuing to do the same things, and expecting different results. ACT NOW! Do something different, and CREATE DIFFERENT RESULTS!
Time to end the madness of crazy volatility and low returns and start investing in consistent, performing cash flowing assets.
To learn more about the benefits of Self-Directed investing or getting started today~
I can be reached at 415 747-7268
THERE IS A SAYING THAT EPITOMIZES THE DANGERS OF SURRENDERING TOO MUCH OF YOUR INDEPENDENCE: “THOSE WHO GIVETH CAN ALSO TAKETH AWAY.” WITH THAT IN MIND, IT SHOULD COME AS NO SURPRISE THAT IN PORTUGAL – AND, MOST LIKELY, A NUMBER OF OTHER NATIONS IN THE MONTHS AND YEARS TO COME – STATE-PROVIDED PENSION FUNDS ARE NO LONGER SAFE FROM THE GOVERNMENT’S ALL-POWERFUL REACH.